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National Benefits Group Privacy Policy - nowaitdentalplans.com

Provided by National Benefits Group

Protecting your privacy is very important to us. We’re telling you about National Benefits Group privacy policy so you know what information we collect, why we collect it, and what we do with it.

National Benefits Group doesn’t collect any personally identifiable information (PII) about you during your visit to our website unless you choose to provide it to us. We do, however, collect information from visitors who read, browse, and/or download information from our site. We do this so we can understand how the public uses the site and how to make it more helpful.

National Benefits Group never collects information for commercial marketing or any purpose unrelated to our mission and goals.

Types of information we collect

When you browse through any website, certain information about your visit can be collected. We automatically collect and temporarily store the following types of information about your visit:

Domain from which you access the Internet
IP address (an IP or internet protocol address is a number that is automatically given to a computer connected to the Web)
Operating system on your computer and information about the browser you used when visiting the site
Date and time of your visit
Pages you visited
Address of the website that connected you to nowaitdentalplans.com (such as google.com or bing.com)

We use this information to measure the number of visitors to our site and its various sections and to help make our site more useful to visitors.

How National Benefits Group uses information it collects


National Benefits Group uses a variety of Web measurement software tools. We use them to collect the information listed in the “Types of information collected” section above. The tools collect information automatically and continuously. No personally identifiable information is collected by these tools.

National Benefits Group staff analyzes and reports on the collected data from these tools. The reports are available only to HealthCare.gov managers, members of the Hometown Benefits Group communications and Web teams, and other designated staff who need this information to perform their duties.

National Benefits Group keeps the data from our measurement tools as long as needed to support the mission of the website.

How National Benefits Group uses cookies


When you visit any website, its server may generate a piece of text known as a “cookie” to place on your computer. The cookie allows the server to “remember” specific information about your visit while you are connected. The cookie makes it easier for you to use the dynamic features of Web pages.

There are two types of cookies: single session (temporary), and multi-session (persistent). Session cookies last only as long as your Web browser is open. Once you close your browser, the cookie disappears. Persistent cookies are stored on your computer for longer periods.

Session Cookies: We use session cookies for technical purposes such as to allow better navigation through our site. These cookies let our server know that you are continuing a visit to our site. The OMB Memo 10-22 Guidance defines our use of session cookies as “Usage Tier 1—Single Session.” The policy says, “This tier encompasses any use of single session web measurement and customization technologies.”
Persistent Cookies: We use persistent cookies to understand the differences between new and returning visitors. Persistent cookies remain on your computer between visits to our site until they expire. The OMB Memo 10-22 Guidance defines our use of persistent cookies as “Usage Tier 2—Multi-session without Personally Identifiable Information (PII).” The policy says, “This tier encompasses any use of multi-session Web measurement and customization technologies when no PII is collected.”

How to opt out or disable cookies

If you do not wish to have session or persistent cookies placed on your computer, you can disable them using your Web browser. If you opt out of cookies, you will still have access to all information and resources at nowaitdentalplans.com. Instructions for disabling or opting out of cookies in the most popular browsers are located at http://www.usa.gov/optout-instructions.shtml.

Please note that by opting out of cookies, you will disable cookies from all sources, not just from nowaitdentalplans.com.

How we protect your personal information

You do not have to give us personal information to visit nowaitdentalplans.com. However, if you choose to receive alerts or e-newsletters, we collect your email address to complete the subscription process.

If you choose to provide us with personally identifiable information through an email message, request for information, paper or electronic form, questionnaire, survey, etc., we will maintain the information you provide only as long as needed to respond to your question or to fulfill the stated purpose of the communication.

If in order to contact you we store your personal information in a record system designed to retrieve information about you by personal identifier (name, personal email address, home mailing address, personal or mobile phone number, etc.), we will safeguard the information you provide in accordance with the Privacy Act of 1974, as amended (5 U.S.C. Section 552a).

If National Benefits Group operates a record system designed to retrieve information about you in order to accomplish its mission, a Privacy Act Notification Statement should be prominently and conspicuously displayed on the public-facing website or form which asks you to provide personally identifiable information. The notice must address the following five criteria:

Legal authorization to collect information about you
Purpose of the information collection
Routine uses for disclosure of information
Whether the request made of you is voluntary or mandatory under law
Effects of non-disclosure if you choose to not provide the requested information

 
Data safeguards and privacy

All uses of Web-based technologies comply with existing privacy and data safeguarding policies and standards. Information Technology (IT) systems owned and operated by the Centers for Medicare & Medicaid Services (CMS) are assessed using Privacy Impact Assessments (PIAs) posted for public view on the Department of Health and Human Services (HHS) website (http://www.hhs.gov/pia). CMS conducts and publishes a PIA for each use of a third-party website and application (TPWA) as they may have a different functionality or practice. TPWA PIAs are posted for public view on the HHS website at http://www.hhs.gov/pia.

Groups of records that contain information about an individual and are designed to be retrieved by the individual’s name or other personal identifier linked to the individual are covered by the Privacy Act of 1974, as amended (5 U.S.C. Section 552a). For these records, CMS Systems of Record Notices are published in the Federal Register and posted on the CMS Senior Official for Privacy Website.

When you visit CMS sites, please look for the Privacy Notice posted on the main pages. When Web measurement and customization technologies are used, the Privacy Policy/Notice must provide:

Purpose of the web measurement and/or customization technology:
Usage tier, session type, and technology used
Nature of the information collected
Purpose and use of the information
Whether and to whom the information will be disclosed
Privacy safeguards applied to the information
Data retention policy for the information
Whether the technology is enabled by default or not and why
How to opt out of the web measurement/customization technology
Statement that opting out still permits users to access comparable information or services
Identities of all third-party vendors involved in the measurement and customization process

How long we keep data and how we access it

nowaitdentalplans.com will keep data collected long enough to achieve the specified objective for which they were collected. The data generated from these activities falls under the National Archives and Records Administration (NARA) General Records Schedule (GRS) 20-item IC “Electronic Records,” and will be handled according to the requirements of that schedule (http://www.archives.gov/records-mgmt/grs/grs20.html).

How National Benefits Group uses third-party websites and applications


As a response to OMB Memo M-10-06, Open Government Directive, HealthCare.gov uses a variety of technologies and social media services to communicate and interact with citizens. These third-party website and application (TPWA) tools include popular social networking and media sites, open source software communities, and more. Examples include Facebook, Twitter, and YouTube.

TPWAs are not exclusively operated or controlled by National Benefits Group. Users of TPWAs often share information with the general public, user community, and/or the third party operating the website. These actors may use this information in a variety of ways. TPWAs could cause PII to become available or accessible to National Benefits Group and the public, regardless of whether the information is explicitly asked for or collected by us.

National Benefits Group sometimes collects and uses your PII if you made it available through third-party websites. However, we do not share PII made available through third-party websites. Your activity on the third-party websites we use is governed by the security and privacy policies of those sites. You should review the third-party privacy policies before using the sites and ensure that you understand how your information may be used.

If you have an account with a third-party website and choose to “like,” “friend,” follow, or comment, certain PII associated with your account may be made available to National Benefits Group based on the privacy policy of the third-party website and your privacy settings within that website. You should adjust privacy settings on your account to match your preferences.

We also collect non-personally identifiable information through the use of tracking pixels that appear on our pages. A tracking pixel is a transparent graphic image (usually 1 pixel x 1 pixel) that is placed on a web page and, in combination with a cookie, allows us to collect information regarding the use of the web page that contains the tracking pixel.

We use tracking pixels to tell when an advertisement we run on another website has been clicked on or otherwise interacted with. We use that information to judge which advertisements are more appealing to users. To opt out of these tracking pixels, please see the section above titled “How to opt out or disable cookies.”

Your Information Is Safe

At National Benefits Group, we respect your privacy, and we make it a top priority to keep your information secure. The information you provide to us will be securely stored and not used for any other purpose than to provide you with the quotes you are requesting.

You will get a call from someone at National Benefits Group to help you find the most affordable, highest quality dental insurance solution possible for yourself and your family.

Your personal information will be transmitted securely when you inquire via our online form. All dental insurance plans we offer have state-of-the-art security systems in place for online enrollment to ensure that your data is safe, secure, and private. National Benefits Group is your safest and most trustworthy path to finding affordable dental insurance!